8 APAC / December 2017 , 1712AP03 Recognised Leaders in Digital Payment Technology 2017 Grace Chan is responsible for Core Product in China and previously Market Development in the Greater China region (including China, Hong Kong and Taiwan) where she drives physical and digital (mobile/Ecommerce) payments and services throughMastercard branded Credit, Debit and Commercial value proposition. We profiled the firmand Grace herself as we look to find out about what makers her one of the Recognised Leaders in Digital Payment Technology 2017. As a technology company in the global payments business, Mastercard operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. The company’s products and solutions make everyday commerce activities, including shopping, traveling, running a business and managing finances, which make it far easier, more secure and more efficient for everyone. Mastercard is well versed in putting technology first, and for nearly 50 years the company has been using its technology and expertise to make payments safer, simpler and smarter. The organisation aims to enable global commerce, and even though it does not issue cards, it is constantly making payments happen around the clock. The firm is committed to giving back, as it believes in its ethos that it pays to give back. Through its philanthropy and payment innovations, the company is committed to making a positive impact in communities around the world. Specialising in many different areas, Grace is able to deal with a wealth of clients in her role as Head of Product at Mastercard. Experienced in managing credit card portfolios, both general purpose and co-branded programs with global retailers, Grace is vital to the success of the company. Alongside her experience and knowledge, Grace is a versatile employee of the firm, with a specialist focus in New Market Development, Customer Management and Marketing, Project Management, Competitive Analysis, Business Development, Cards Acquisition and Portfolio Management. Since 2016, Grace has been Senior Vice President, China Consumer Products Lead, Product Management. Having been with MasterCard for over five years, Grace has taken to her new role, and she is continuing the development, commercialization and management of payment solutions that create sustainable competitive advantage for MasterCard and its customers in China. She joined the company from HSBC where, for over a decade, she held a range of functional roles across business development, portfolio management, product development and retail bank branch management in the retail and private banking businesses. Ultimately, being a versatile and experienced employee, holding a wealth of knowledge and expertise, Grace fully deserves her award. Being an innovative person, Grace fits in well at the company, with both sides possessing the ambition and drive to maintain its position as one of the leaders in the industry, aiming to be the leader. Benefitting not only clients which it puts a lot of emphasis on, both Grace and Mastercard are continuing to work hard in order to continue to have a positive impact on the communities as well as the people.